Bilt Rewards offers a unique proposition, allowing members to earn points on rent payments without transaction fees, along with other spending categories via the Bilt Mastercard®. Unlike many major bank programs, Bilt Rewards points do have an expiration policy based on account activity.
Bilt Rewards Points Expiration Policy
Yes, Bilt Rewards points expire after 18 months of account inactivity.
- Inactivity Definition: According to Bilt's terms, inactivity generally means you have not earned or redeemed any Bilt points within an 18-month period.
- Keeping Points Active: To prevent your points from expiring, you simply need to earn or redeem at least one point within any 18-month rolling window.
How to Keep Your Bilt Points Active
Keeping your Bilt points from expiring is relatively easy:
- Earn Points:
- Make purchases with the Bilt Mastercard®.
- Pay rent through the Bilt Rewards app (even if not using the Bilt Mastercard®).
- Link loyalty programs and earn points through Bilt Travel Portal bookings or promotions.
- Participate in Rent Day offers or other Bilt promotions.
- Redeem Points:
- Transfer points to airline or hotel partners (like Hyatt, American Airlines, United, etc.).
- Book travel through the Bilt Travel Portal.
- Use points towards rent (generally lower value).
- Redeem for fitness classes or items in the Bilt Collection.
Any single earning or redemption activity resets the 18-month expiration clock for your entire points balance.
Account Closure
As with most programs, if your Bilt Rewards account is closed (either by you or by Bilt), you will forfeit any remaining points.
Official Policy
For the most precise details, always refer to the official Bilt Rewards terms:
- Bilt Rewards Terms and Conditions (Review the section on points expiration).
Stay active by earning or redeeming points at least once every 18 months to ensure your valuable Bilt Rewards points never expire!
Disclaimer: Program terms are subject to change. Always consult the official Bilt Rewards documentation for the latest rules. This guide is for informational purposes only.